The end of 100% home loans?

property in port elizabeth down trend

Ooba, one of the leading bond originating groups in South Africa reports that the average home loan deposit increased from a level of 4.7% in September 2011 to 17.8% in September 2012.  On the shorter term, we saw the average home loan deposit jumping from August to September with 56.1%. Saul … [Read more...]

What are your investment criteria?

investment criteria

 This article was previously released to the press by P3. We hope you find it interesting. "The tried-and-tested buy-to-let property investment system is the simple, lower-risk way for ordinary investors to achieve their financial goals and we have helped thousands of South Africans to do … [Read more...]

30 year loan on your home – is it the right thing to do?

fnb-bank-logo

FNB released an important document on the 4th September where the Bank compares the 20 year loan against a 30 year loan.  What does that mean for your property in Port Elizabeth? Apart from the obvious fact that a lot more interest must be paid on the longer term, there are other significant issues … [Read more...]

South Africa’s leadership crisis

property in port elizabeth piet naude

 I have always respected my friend, Piet Naudé's  visionary thinking and his accurate assessment of current affairs. With this article he hits the nail on the head.  Piet is a sharp theologian, served the Dutch Reformed Church in my ways, the former head of the business school and currently … [Read more...]

Property Investment and tax

Property in Port Elizabeth P3 logo

Property investment is one of the most tax efficient investments - if you do it right Investment returns have never been more volatile or uncertain, but one thing remains an absolute certainty: whatever returns are generated, the taxman will take his slice. Buy-to-let property investment, … [Read more...]

Platinum – what is this stuff??

property in port elizabeth platinum

The following information was supplied by Mail and Guardian.   1. Platinum is a metal with the atomic number 78, which means it has 78 protons around its nucleus. 2. On the periodic table, it is abbreviated to "Pt". 3. Because of its silvery-grey colour, when Spaniards in South … [Read more...]

Apply for your driver’s licence asap!

LearnersL

Is someone in your family or a friend aspiring to obtain a driver's licence? Here is a relevant article kindly forwarded to me by Rian du Toit from DTS Attorneys, Cape Road, Port Elizabeth. The times are changing! LEARNER DRIVERS – TOUGH REGULATIONS LOOM   If you don’t … [Read more...]

The Market is Ripe for First-Time Property Buyers

Property in port elizabeth first time home buyers

The following article was published by ooba, leading bond originators and fowarded to me by Charles Luwes:  Steadily growing house prices and the fact that banks are looking more favourably on first-time buyers make it a good time to get a foothold on the property ladder. However, while … [Read more...]

Commercial Property – South Africa outperforms global cities

commercial property

  SA Commercial Property news reports that Johannesburg has avoided being struck by the global property crash as its offices, shops and warehouses outperformed those in every other global city outside of South Africa over the last decade. Commercial property is a key measure of economic … [Read more...]

Directive about servitudes – recent High Court case

court case servitude

The following information was supplied by CapCubed Finance. For those of us who have servitudes registered on our property, this is a very good read: Court asserts owner rights to servitude access despite security risks. “A servitude holder may not increase the burden to other users of a … [Read more...]

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